# What is a dental payment plan?

Source: https://thelocaldentist.co.uk/answers/what-is-a-dental-payment-plan/
Updated: 2026-07-13

## Quick answer

A dental payment plan is a monthly membership with a private practice — brands include Denplan and Practice Plan — typically around £10–£40 a month. Plans usually cover routine check-ups and hygienist visits, sometimes with discounts on other treatment. They are not insurance: large restorative or cosmetic work is usually still charged separately.

## Key facts

- Monthly practice plans, not general dental insurance — typically ~£10–£40/month
- Common brands: Denplan, Practice Plan, and practice-own schemes
- Usually include routine exams and hygiene; extras vary by tier
- Major treatment (crowns, implants, whitening) is often discounted or excluded, not fully covered
- NHS patients do not need a private plan for NHS band charges
- Compare annual plan cost vs pay-as-you-go with our dental plan savings calculator

Editorial content from The Local Dentist — not clinical advice.